Cash Flow Planning

There are many events in life that affect your cash flow — getting married, having a child, changing jobs, going back to school, buying a house, or retiring. Cash flow planning looks into the details of how these events will affect your income, taxes, expenses, and savings.

Tax Planning

We estimate your taxes and cash flow and see how they may change in the future because of an upcoming event or sale of assets.


Knowing where your money goes each month can help prioritize your spending and find places to save more. We work with you to develop a budgeting plan that works for your lifestyle.

Real Estate

Buying a home or investment property will have a big impact on your taxes and expenses. We’ll analyze the cash flow so you can see which investment is right for you.

Retirement Accounts

We analyze how different saving vehicles affect your cash flow including whether to invest in a Roth IRA or traditional IRA or whether to convert an existing IRA to a Roth IRA.

Balance Financial Planning, LLC

5438 Shafter Avenue

Oakland, CA 94618