With the S&P 500 delivering another strong year (up 13.89% in 2014), now is probably a good time to rebalance your portfolio. Most likely your ratio of equities to fixed income has increased above your target, which means you are… Continue Reading
How Much Emergency Fund and How to Invest It
According to a recent study, more than 60% of people don’t have an emergency fund set-up. This isn’t good news. Having an emergency fund is an important first step before starting to build wealth. An emergency fund is there for… Continue Reading
Seven Ways to Start the New Year Right
One: Set-up a folder at home and in your email box for 2014 tax statements. This will make it easy to gather all the information at tax time. Also, take a moment to look at each statement too to see… Continue Reading
Tips on Leasing a Car
Buying a car is one of the bigger purchases that you make. It’s different from other purchases because it’s a depreciating asset so it decreases in value each year. The worth of the average car decreases by 20% in the… Continue Reading
Balance Financial Planning, LLC
5438 Shafter Avenue
Oakland, CA 94618
cheryl@balancefp.com
510.847.7432